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Funds and Securitization Operations

Santander de Titulización, SGFT, S.A. is a Management Company of Securitisation Funds. It has been incorporated as a limited liability company in December, 1992, been registered in the Special Registrer established for such purpose by the Spanish Securities Market Commission ("CNMV") under number 1 and has the exclusive purpose of incorporating, administering and managing, the Mortgage Securitisation Funds and the Asset Securitisation Funds, and as a subsidiary of Santander constitutes the Santander group.